Welcome to How I Save Money and tracking of income and expenses for the month.

Income for the month to date: $907.67

Expenses for the month to date: $2703.78

Net effect: -$1796.11

I received $101.47 income from the ads that run on this blog so that money has really helped me. I realize that it is not in the league of ProBlogger or John Chow but to me it is still great. I would like to get more so I just need to keep working on this blog and providing better content so I can get more readers.

I sent off a payment of $102 to the LASIK card. This card is at 0% for the life of the balance (36 months) as long as I pay on time. I use my Electric Orange account to send off the payments monthly so I do not even have to worry about this bill. I still check it anyway to make sure the payment is sent in case there is a glitch in the system. The payment is not due until the 14th so sending it at this time is just to make sure it gets to the company on time.

I know I am still posting a negative net cash flow here…but I will be getting paid on Saturday and there is more than enough to make a positive cash flow for this month, even if I do end up spending money this week.

I am thinking of increasing the amount I send to the emergency fund every month. I had to cut back and it currently stands at $5 a month. I am thinking of increasing that to $7 a month and keeping the rest of the extra money I may get as snowflake payments to the credit cards.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!