Welcome to How I Save Money and tracking of income and expenses for the month.

Income for the month to date: $1.54

Expenses for the month to date: $1037.25

Net effect: -$1035.71

To date I have paid rent and renter’s insurance, internet and the water bill. I have also paid one payment to a small loan and spent $56 on groceries. The income for the month has been small repayments from my Lending Club loans, and all loans are current thus far.

I really hate getting paid on the last day of the month and seeing such negative figures for my cash flow because they tend to be depressing. But then on the bright side it is always refreshing to see the positive cash flow on the last day of the month when I get paid.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!