Happy Christmas Eve to you all and I hope you enjoy your Christmas holiday with your loved ones.

I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

So again to clarify (since I get so many questions), this shows the cash FLOW for the month. On Day 2 of every month I will have a negative FLOW because I have paid rent etc so money has LEFT my checking account. I have not had any money come in on Day 2 of the current month since I got paid on day 27 or 30 or 31 of the previous month so that income is counted for LAST month.

twentyIncome for the month to date: $196.43

Expenses for the month to date: $2162.20

Net effect: -$1965.77

Since the last posting I redeemed $1.55 in coupons this week and gave a $1 coupon to a fellow shopper instead of using it myself. I also received $6.84 from Prosper and I currently have about $20 outstanding in investments there, which I will be withdrawing as it is repaid and then I will be closing my Prosper account.

I actually got paid last week because we always get paid two weeks early in December but in order to keep my salary confidential I did not add it to the spreadsheet so I could post these figures.

I will be spending a quiet Christmas at home this year but I do wish you all a very MERRY time and please remember the reason for the season!!!!!!

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!