Welcome to  tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

twentyIncome for the month to date: $0.00

Expenses for the month to date: $1148.31

Net effect: -$1148.31

Since the last posting I have paid rent, water, the final part of the pet deposit  and spent $42.16 on food. I spent $47.68 on household items, which includes the $1.75 I spent at CVS.

My net worth has increased and you can find the new figures in the sidebar off to the right.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!