Welcome to tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

So again to clarify (since I get so many questions), this shows the cash FLOW for the month. On Day 2 of every month I will have a negative FLOW because I have paid rent etc so money has LEFT my checking account. I have not had any money come in on Day 2 of the current month since I got paid on day 27 or 30 or 31 of the previous month so that income is counted for LAST month.

twentyIncome for the month to date: $44.45

Expenses for the month to date: $1734.47

Net effect: -$1690.02

Since the last posting I have gotten $28.23 from advertising on the blog and I spent $41.14 on shopping, which includes food and non food items.

I have about three quarters of a gas tank left and do not forsee the need to buy gas until the end of the month as I only have one trip out of town this month.

I will be needing to get Dinero some dry food at the end of the month as his dry food is almost finished. I was lucky to get some milk donated to him from work so that has supplemented his dry and wet food combinations.

I have also spent $20 on donations to my church as I write a $10 check every Sunday. I am using up the old checks from chekcing accounts that I have had from years ago that do not have my current address on them…but the bank does not seem to care as long as there is money in the account.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!