Welcome to How I Save Money and tracking of income and expenses for the month.

Income for the month to date: $215.22

Expenses for the month to date: $2075.94

Net effect: -$1860.72

Ugh! I get paid on the 31st of this month and I can’t wait for payday. I have obviously spent A LOT this month but that is mainly due to the fact that I have been taking care of a sick individual. This has lead to an increase in gas, food and other household items, as well as eating out.

I am almost at the max on every budget category for the month and in the areas where I did manage to save I had to spend the extra money for unexpected items. I have to go back to work next week so this will mean more driving as well but I think I will be able to make it on a positive net cash flow this month after all.  I guess you will have to come back to find out what really happens…so stay tuned.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!