Welcome to How I Save Money and tracking of income and expenses for the month.

Income for the month to date: $27.68

Expenses for the month to date: $881.82

Net effect: -$854.14 (happy now Mark? πŸ™‚ )

When I posted Tracking My Finances In June: Day 4 I got a comment from a reader who was wondering why my negative information was so low. Wow, I guess everyone is so used to seeing me with a huge negative cash flow at the beginning of the month that it was a surprise to see such a small figure. The reason for the lower numbers is that I paid the rent and utilities later and they took a longer time to post. I am now back on schedule with my finances so readers will be glad relieved interested to see the negative cash flow again.

I spent $22.51 on gas to go on a long out of town trip. I went to a job fair…which turned out to be a big waste of time since less than half of the schools showed up..and there were only 5 who had positions in my field. Those 5 were in an area that I do not want to be involved with so that was even more of a big let down.

I got $15 in cash from my friend who went to the job fair with me to  help cover gas. She actually gave me $20 but then we had to take the bus and I did not have change (since I don’t carry cash) so I ended up giving her a $5 bill to cover my $1 each of the 4 times we took the bus.

My electric bill was only $29.21 out of a $75 budget!!! This means I have $45.79 to snowflake to the credit card, send to my emergency fund or to cover other unplanned expenses.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!