Every Friday I post about my finances for the week in an effort to monitor my income and expenses. I used to post all of the actual figures but I have recently decided to stop doing this.
Once again Happy New Year if you have not been here since 2014. Last year was a really trying year with regards to my finances because I had a few emergencies that drained my emergency funds and I now have to replenish them to take care of future emergencies.
I also have tuition to deal with pretty soon as a new semester is about to begin in a little under two weeks.
This week my expenses were:
Car payment: I always make my car payment on the first of every month just to get it out of the way.
Car insurance: I also make the insurance payment the same time as the car loan payment so then I have all fixed car expenses taken care of. The only things I need to look out for in the car area would be irregular expenses such as gas!
Food: I spent $9.58 on food from things that I ordered online to be shipped to my house. Later on during the week I will be going out for perishables so that will increase the food spending a bit.
Household expenses: I spent $40.25 on household things like bathroom cleaners and toilet paper and this was all ordered online so I could get Swagbucks in addition to getting cash back from my credit card. Of course I met the minimum purchase order so that I did not have to pay extra for shipping.
This week my income was:
Nothing. Well not really nothing, but I have not gotten paid as of the time of this post. We currently get paid on the first business day of the month and since the 1st was a holiday I do believe we will get paid on the 2nd this month. This post is going up before I get paid as it normally hits around 7 am!
I reset all my categories in Mint so that I will be starting the zero based budget with no rollovers coming in from last year. I feel excited about a new financial year and keeping a closer eye on my budget now that it is even more automated than in the past.