Just on a point of order here. When I wrote about the fact that my insurance had doubled it was because I added someone to it. I am sorry if anyone thought that the insurance simply went up because of some other reason. I added my honey to the insurance so that we could enjoy the benefits of having a joint account and I thought the insurance amount would only go up by a little bit. It almost doubled and this threw me for a loop so I decided to do some comparison shopping for auto insurance rates.