Welcome to my daily tracking of income and expenses for the month at How I Save Money.

Income for the month to date: $0.00

Expenses for the month to date: $719.36

Net effect: -$719.36

I am beginning to hate being paid on the last day of the month because it always has me starting off with a negative cash flow. I got paid yesterday so that income has to go on the March report….yet I have rent and other things due today.

The cash outflows for today were rent, water and a credit card bill(a 0% interest card). I had to change the card I use to pay the rent because the one I was using did not recognize the rent as rent but as ‘other’ and as a result I was not earning cash back on that. I am trying everything I can to make money and save money so switching to a card that gives me the cash back on rent payments works for me.

I have set up my Electric Orange account to pay the cash to the credit card on the 9th of the month so that way I do not pay interest on the amount charged and I can save money while building up my cash back awards.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!