Welcome to my daily tracking of income and expenses for the month.

Income for the month to date: $0.00

Expenses for the month to date: $0.00

Net effect: $0.00

On the first day of the year I was really pleased to see a net effect of $0.00. These next few months are going to be extremely hard for me because of the medical debt I have racked up recently. Not only did I have to spend some time in the hospital last year but I also got LASIK done.

I am going to have to get more surgery done at the gynecologist in February and if the bill from the local hospital is any indication of what the fees are like then the bill from the specialist will have me seriously owing some money.

This month will be one of the months where the tracking is done on a daily basis and my money will be recorded in detail in my financial software at home. I currently use Microsoft Money but I am also going to enlist the help of Mint to track my money.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!