Welcome to my daily tracking of income and expenses for the month.

Income for the month to date: $128.15

Expenses for the month to date: $1889.33

Net effect: -$1761.18

The cash outflows are happening faster than I can handle them right now. This all looks messed up because we got paid twice in December and have not gotten paid for January. I will not be getting paid until February so the net effect just looks rough.

This does not mean that I have a negative flow and am relying solely on credit to get me through the month. I have the money from December that is being used to pay the bills as they come in.

I just paid the car loan and I have started to send the credit card companies their money so that is the reason for the big jumps over the last few days.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!