I took the day today to pay off my credit cards and loans that were due. After I got through with paying the credit cards, loan and phone bill I was left with a grand total of 43 cents in my checking account.

I looked at the few pennies and tried to figure out what I had done. Where did the money go to? and more importantly what was I going to do for the rest of the month?

Then I realized that I had transferred a small amount into my paypal account so that I could get the cash back on it. I wanted to pay the telephone bill and car insurance on the paypal card but the balance transfers I had done earlier still had not gone through as yet. The balance on the paypal card was not enough to cover the bills at present and I did not want to take the risk of the payments being declined. I ended up paying the insurance and other things straight out of my checking account and that is why it now sits at 43 cents.

Still I feel good about being able to pay all of those things today because the little extra money from the bookstore really came in handy.