Welcome to How I Save Money and tracking of income and expenses for the month.

Income for the month to date: $ got paid!!!!!

Expenses for the month to date: $ way too high

Net effect: $326.45

I managed to come out ahead this month even after going over budget on gas and food. I got a little bonus pay this month from a training session that we had over the summer so that was additional income for me. I also managed to get some interest on savings that I was not prepared for and I was under budget in a few areas.

I am back at work now since school has started again so all of the figures should now be coming in closer to budget. I know I will still be spending more on gas and food because mother is still here so I have increased the allocated amounts for those categories.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!