Welcome to my daily tracking of income and expenses for the month.
Income for the month to date: $43.15
Expenses for the month to date: $1269.33
Net effect: -$1226.18
Although last month around this time I was showing a positive cash flow, this month I am in the negative. This is because I got paid at the beginning of December but did not get paid at the beginning of January.
We actually got paid at the end of December (two paychecks in December) so that people would have the money available for Christmas.
I am showing negative right now because I kept my bill paying schedule just like if I had gotten paid on the first of the month. What you are seeing here is the effect of rent and credit card payments on my cash flow.
I will see you guys and gals later as I continue my journey to save money and become debt free!!!!