Welcome to Money Mondays!

(If you are not reading this post at www.howisavemoney.net or in your feed reader, it may have been stolen from my site.)

I used to post my financial inflows and outflows on Fridays in the past but I decided to move this to Mondays instead. Normally I go grocery shopping on Sundays after church. Now I  will post the last week’s worth of financial inflows and outflows on Monday so that I can include the weekend spending as well.

This week my financial outflows were:

$79.98 for the electric bill. This is higher than my normal bill but this is an expected amount. It has been very cold lately so I have been running the heater a bit more than in the past. I do expect a few more high bills as we are in the colder months. This amount will taper off as it warms up and I no longer need to use the heat.

I paid rent and the phone bill but those are fixed amounts so I no longer report the dollar amount here.

$20.10 on household items. The order was actually $46.05 but I had $25.95 in gift cards that I applied to the order. I got a humidifier that can hydrate multiple rooms and a five pack of heads for my electric toothbrush.

$36 exactly on food for the week. I had to double check it since I thought it was odd that the tax was enough to round out my bill. I used a calculator and saw that the total of my food was exactly $36 and there was no tax included on the items. 

What I bought






-ice cream



I thought at least the cookies and ice cream would have been taxed since they were processed foods… but I am not complaining!

This week my financial inflows were:

$15.00 from Lending Club loan repayments. This year I will be making more withdrawals and might cut back on the new loans until I get a job. I am going to need all the income I can get for the next few months until I graduate and move on to full time employment.

$22.52 from credit card points redemptions. I got this as a cash deposit to my checking account as I did not have enough to redeem for a gift card. On this particular card the gift card and cash conversions cost the same number of points, but I could only get a minimum of a $25 gift card.