Category: Credit Cards

How To Use Credit Cards Responsibly

You can use credit cards responsibly by following a few simple tips. Many people are afraid of using credit cards. They see them as some evil tool that will ruin you financially. Yet others, like me, see credit cards as a useful tool that can help...

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Update on Ally Cash Back

I got some cash back from my Ally card. If you would like to read the initial review of the card please click here. I decided to redeem the cash back to my savings account instead of taking it as an account credit. The redemption options are:...

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Ally Cashback Card Update

This is an update on my Ally Cashback card. I recently added this credit card to my collection so I could get the bonus. (If you are not reading this post at or in your feed reader, it may have been stolen from my site.) When...

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Got Another Credit Card

I just got another credit card!!!! I did not ‘need’ a new card but I got the Amazon credit card because I shop so much at Amazon. I get gift cards from Swagbucks that I can use on Amazon so I have been doing a lot of shopping there. I kept seeing the Amazon credit card but ignored it because I earn cash back from using my other credit cards. Then I figured out I...

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Capital One Now Offers Credit Score Monitoring

Those of you who use Capital One Credit cards will be pleased to know that Capital One now offers credit score monitoring. Look out for a banner at the top of your account when you log in. To access your credit score all you have to do is click where it says Start Tracking Now. You will then be taken to a page that tracks your credit score from Transunion and tells you when...

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I Have A Lower Credit Card Rate (And Why I Don’t Care)

So one of my credit cards just informed me that I have a new lower credit card rate for purchases. The original rate was 17.99% and they have now graciously lowered it to 13.99%. I never pay attention to the rates on my credit cards because those only matter if you carry a balance from month to month. While the drop of 4 percentage points seems like a great improvement I am...

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How I Pay My Bills

Ebates Coupons and Cash Back