Welcome to How I Save Money and tracking of income and expenses for the month.

Income for the month to date: $94.47

Expenses for the month to date: $1762.35

Net effect: -$1667.88

I got a $5.00 gift card to WalMart AGAIN from my insurance benefits. I tell you that if you have Blue Cross Blue Shield insurance you NEED to look up the site to see if you can enroll in the Blue Points program. By just answering a few questions or logging simple things like how many glasses of water you drink you can earn points and then get FREE stuff.

I am keeping the $5.00 to go grocery shopping but this is like a snowflake of income that allows me to have more money to myself.

I log my water and small things like parking further away from my normal spot at work so I can walk. The items are already set up for each day on the site so all you have to do is click the ones you did for the day.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!