Hello everyone and Happy New Year 2016. It has been a while since I last posted on here as I was taking a much needed break after a tough semester.

I will soon post the financial year in review so I can take a look back at how I spent and saved in 2015. Since we are in a brand new year I have not spent anything so that is why there no ‘Friday Finances’ post up today.




As always I want to wish you all the best this year and let’s see if we can find some more ways to save money and become financially stable.