Welcome to tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.
Income for the month to date: $176.25
Expenses for the month to date: $2094.16
Net effect: -$1917.91
Since the last report I have bought some more food and did two loads of laundry over the weekend.
I spent $5.41 on Subway on Sunday and had half for lunch then and the other half on Monday at work. This works out nicely into my monthly dining out budget of $2
I will see you guys and gals later as I continue my journey to save money and become debt free!!!!