I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

So again to clarify (since I get so many questions), this shows the cash FLOW for the month. On Day 2 of every month I will have a negative FLOW because I have paid rent etc so money has LEFT my checking account. I have not had any money come in on Day 2 of the current month since I got paid on day 27 or 30 or 31 of the previous month so that income is counted for LAST month.

twentyIncome for the month to date: $351.57

Expenses for the month to date: $2231.53

Net effect: -$1879.96

Since the last posting I spent $65 on the cell phone bill and bought $39.74 worth of food for the week. This was mostly fruits, pasta and vegetables, and some yogurt. I spent $25.48 on household items, namely two sets of room darkening mini blinds for the living room and master bedroom. I still need to get one more set of mini blinds for the second bedroom because some of the slats are broken but I will hold off on those until next month.

I sent off $215 to the car payment fund and paid the car insurance as well. Income for the week was $6.57 from Lending Club.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!