I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.

This does not mean that I am adding to my debt, it just means that the money coming in is less than the money going out because bills are due starting on the first but I don’t get paid until the last day.

So again to clarify (since I get so many questions), this shows the cash FLOW for the month. On Day 2 of every month I will have a negative FLOW because I have paid rent etc so money has LEFT my checking account. I have not had any money come in on Day 2 of the current month since I got paid on day 27 or 30 or 31 of the previous month so that income is counted for LAST month.

twentyIncome for the month to date: $0.00

Expenses for the month to date: $919.71

Net effect: -$919.71

Since the last posting I paid rent and associated costs for the month via autopay on my credit card and the water bill came in at $46.88 which was below the budgeted amount of $60.00.

I have been having some medical issues and had to go to the doctor for some more tests. I paid the test fees out of the Health Savings Account so it did not come out of the regular budget for the month.

I also paid my portion of the cellphone bill for the month at a cost of $65.

I will see you guys and gals later as I continue my journey to save money and become debt free!!!!